PROTECT YOUR BUSINESS
We help business owners design clear, tailored insurance solutions for warehouses, healthcare providers, and contractors.
About Ask Alice Insurance AGENCY
We know what it feels like to struggle with understanding business insurance.
It’s confusing, time-consuming, and every broker seems to give you a different answer.
You’re running a real business — warehouse, logistics, healthcare providers, contractors — and insurance shouldn’t be the hardest part of your operation.
Ask Alice Insurance Agency was founded on one belief:
Business owners deserve clear, honest, and expertly-designed insurance solutions — not guesswork, not cookie-cutter quotes.
Our founder, Alice Fang, is a bilingual insurance professional and commercial risk architect who has helped business owners across California and multiple states navigate complex insurance requirements. After years working with wholesalers, MGAs, and direct carriers, she realized that business clients needed a true advocate — someone unbiased, detail-oriented, and experienced enough to translate real-world operations into the right coverage structure.
That’s why she built the ARAS™ Risk Architecture System — a practical, step-by-step method that breaks down your operations, lease requirements, exposures, compliance needs, and future growth into a clear insurance plan that actually protects your business.
Since then, we’ve helped warehouse operators, 3PLs, POD/FBA sellers, healthcare providers, contractors, and small to mid-sized enterprises secure the coverage they need — at the best value — without the frustration and confusion.
So you can stop stressing about certificates, endorsements, landlord requirements, or renewals…
and get back to growing your business with confidence.
Contact us today to get your customized quote.
Meet your agent, ALICE
Alice Fang is the founder of Ask Alice Insurance Agency, an independently owned commercial insurance brokerage based in California. As a newly established agency, Alice has built strong partnerships with multiple MGAs, wholesalers, and reputable insurance carriers — giving her clients access to a wide range of markets and competitive commercial solutions.
Unlike traditional agencies that focus on fast quotes or one-size-fits-all policies, Alice entered the commercial insurance field with a different mission:
To bring a risk-architecture mindset into an industry that desperately needs clarity, structure, and strategy.
With a background in business management and years of experience working directly with business owners in various industries, Alice saw a major gap in the insurance marketplace:
Most business owners receive quotes, but very few receive risk explanation, operational analysis, or structured insurance planning.
To solve this, she developed the ARAS™ Risk Architecture System — a practical, operations-first method that helps business owners understand their exposures and build an insurance foundation aligned with their actual business model, lease requirements, and long-term goals.
Today, Ask Alice Insurance provides commercial insurance solutions across California and multiple states, specializing in:
• Warehouse & logistics
• 3PL, POD, FBA & e-commerce fulfillment
• Contractors & construction
• Healthcare & med-spa
• Trucking & transportation
• Small to mid-sized enterprises
As a bilingual consultant, Alice is known for her clarity, patience, and ability to translate complex insurance concepts into simple, actionable guidance. Her goal is to be the partner business owners can trust — not just for one policy, but for the entire lifecycle of their business.